Sunday, December 6, 2009

FAFSA...community college vs state/university?

I heard from someone that if you start out in community college and get financial aid for going there, that when you transfer to a state or university, they won't offer you financial aid anymore. Is that true?



My aunt told me that her brother went to community college and recieved aid. Later, he transferred to a university, and was denied aid.



This is worrying me because I wanted to start out in community college and then transfer to a state college.



FAFSA...community college vs state/university?plain myspace





That is absolutely untrue. Period.



In fact, it is a smart idea to get your lower-division general education done at a community college where the cost is much cheaper than a university, then transfer to the university for courses that cannot be completed at a community college. You could save so much money this way!



Each year you file a FAFSA, your eligibility for federal aid is determined based on the information on your FAFSA and your academic progress. My guess is that your uncle may have been denied aid based on his lack of academic progress, which has absolutely nothing to do with the fact that he transferred from a CC to a university.



So long as you maintain your eligibility for federal aid (maintain satisfactory academic progress, do not go into repayment of aid received by dropping out, etc.) then your eligiblity will continue through until you obtain your Bachelor's degree. Please, do not be discouraged by hearsay from uninformed family members--I work in financial aid and hear about students getting wrong information from friends and family all the time!



If you have any further questions regarding financial aid, please speak with a financial aid counselor at your college to ensure you are getting the correct information.



Good luck!



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The FAFSA determines basic eligibility each year. The school has the responsibility of allocating its aid, after the Pell Grant is determined. Most schools have non-Federal resources that also can be awarded or offered as loans. The school has deadlines in order to make timely decisions about the type and amount of aid they can award. Someone and your aunt are totally wrong in their assumptions. Your aunt's brother might have been denied aid but it would have nothing, absolutely nothing, to do with going to a community college first.
FASFA is strictly based on need by what you income tax was for the previous year. I have never heard that you will not get it if you go higher than the community college. I get tuition exemption and still qualify for the fasfa pell grant. There are alot of government grants that you can apply for so don't worry. If you are planning to support yourself it is best that it not be based on parents income or you can be denied. You need at least a part time job and file your own taxes unless you parents are paying for your tuition. Oh and it is always best to apply as soon as you file your tax return that way the earlier you can get it in the better chances of getting it are from the college they set how much you get the FASFA just says yes they can get it.
ditto what they said.

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